:root{
  --navy:#061a33;--navy2:#0a274a;--navy3:#113863;
  --gold:#d8a947;--gold2:#f0cf85;--cream:#f7f2e7;
  --text:#1f2c3e;--muted:#69798c;--white:#fff;--line:#e6dcc8;
  --shadow:0 18px 44px rgba(6,26,51,.11);
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.62}
a{text-decoration:none;color:inherit} img{max-width:100%;display:block}
.container{width:min(1180px,92%);margin:auto}
header{position:sticky;top:0;z-index:50;background:rgba(6,26,51,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{color:#fff;font-size:1.45rem;font-weight:900}.brand span{color:var(--gold)}
.navlinks{display:flex;gap:22px;color:#dce5ed;font-size:.94rem;font-weight:700}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:999px;font-weight:850}
.btn-gold{background:var(--gold);color:var(--navy)} .btn-white{background:#fff;color:var(--navy)}
.hero{position:relative;color:#fff;min-height:610px;display:flex;align-items:center;background:linear-gradient(rgba(6,26,51,.60),rgba(6,26,51,.78)),url('hero.jpg') center/cover}
.hero .content{max-width:760px;padding:92px 0}
.eyebrow{color:var(--gold2);text-transform:uppercase;font-size:.82rem;letter-spacing:2px;font-weight:800}
h1{font-size:clamp(3rem,7vw,5.4rem);line-height:.96;letter-spacing:-1.8px;margin:14px 0 18px}
.hero p{font-size:1.13rem;color:#e3ebf3;max-width:690px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.badges span{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);padding:8px 12px;border-radius:999px;font-weight:700}
section{padding:82px 0}
.section-head{text-align:center;max-width:800px;margin:0 auto 42px}
.section-head h2{font-size:clamp(2.1rem,4vw,3.2rem);line-height:1.05;color:var(--navy);margin:0 0 12px}
.section-head p{color:var(--muted);margin:0}
.cards4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--shadow)}
.card img{width:100%;height:210px;object-fit:cover}
.card-body{padding:24px}
.card h3{color:var(--navy);margin:0 0 8px;font-size:1.35rem}
.card p{color:var(--muted);margin:0 0 16px}
.link{color:#8a6415;font-weight:850}
.band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}
.band .section-head h2{color:#fff}.band .section-head p{color:#d7e1e9}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.feature{padding:22px;border-radius:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)}
.feature h4{margin:0 0 8px}.feature p{margin:0;color:#dbe4ec}
.contact{background:var(--cream)}
.contactbox{display:grid;grid-template-columns:1.1fr .9fr;border:1px solid var(--line);border-radius:28px;overflow:hidden;box-shadow:var(--shadow)}
.contact-left{padding:42px;background:linear-gradient(rgba(6,26,51,.86),rgba(10,39,74,.92)),url('life.jpg') center/cover;color:#fff}
.contact-left h2{font-size:2.7rem;margin:0 0 12px}.contact-left p{color:#dbe4ec}
.contact-right{padding:42px;background:#fff}
.info{padding:14px 0;border-bottom:1px solid #eee}.info:last-child{border:0}.info small{display:block;color:#7e8998}.info strong{color:var(--navy);font-size:1.06rem}
.page-hero{color:#fff;padding:110px 0 70px;background:linear-gradient(rgba(6,26,51,.58),rgba(6,26,51,.78)),var(--hero) center/cover}
.page-hero h1{max-width:800px}
.page-hero p{max-width:760px;color:#e5edf4;font-size:1.12rem}
.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.detail-card{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff;box-shadow:var(--shadow)}
.detail-card h3{margin:0 0 10px;color:var(--navy);font-size:1.28rem}
.detail-card p{margin:0;color:var(--muted)}
.steps{counter-reset:step;display:grid;gap:16px}
.step{display:grid;grid-template-columns:56px 1fr;gap:16px;align-items:start;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff}
.step:before{counter-increment:step;content:counter(step);width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold);font-weight:900}
.step h4{margin:0 0 5px;color:var(--navy)}.step p{margin:0;color:var(--muted)}
.notice{border-left:5px solid var(--gold);background:#fffaf0;padding:18px 20px;border-radius:14px;color:#5d5140}
footer{background:#041425;color:#c3cfd9;padding:28px 0;font-size:.9rem}
footer .note{margin-top:10px;color:#8fa0b2;max-width:900px;font-size:.82rem}
@media(max-width:980px){.navlinks{display:none}.cards4,.feature-grid{grid-template-columns:1fr 1fr}.contactbox,.detail-grid{grid-template-columns:1fr}}
@media(max-width:640px){.cards4,.feature-grid{grid-template-columns:1fr}.hero{min-height:auto}.hero .content{padding:82px 0}.contact-left,.contact-right{padding:26px}}